American ExpressPlatinum Reserve

American Express

The Platinum Reserve Card currently offers 0% p.a. on purchases for the first 6 months and 1.5 points per $1 spent. Points are redeemable with Virgin Australia, Virgin Atlantic, Cathay Pacific, Singapore Airlines, Malaysia Airlines, Air New Zealand or Thai Airways International.

Rates & Fees

Interest Rate Balance Transfer Annual Rate Interest Free
20.74%p.a. n/a $395 55 days

Key Features

  • Complimentary Virgin Australia international or domestic return flight or luxury hotel stay each year
  • Complimentary International and Domestic travel insurance

Pros & Cons

Pros

  • Free points and introductory purchase rate offer
  • 1.5 points earned per $1 spent
  • Free return flight with Virgin Australia each year
  • Free travel insurance
  • Up to 4 free supplementary cards to expand points earning

Cons

  • High annual fee of $395
  • No concierge

Review

Editors Review

Rating
3.5 out of 5 stars

A card suited to the big spender with great points earning potential and multiple card holders. A free Virgin Australia return flight each year will likely cover the cost of the annual fee meaning serious value for money from everything else

Platinum Reserve

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Application Criteria

  • You must be at least 18 Years of Age
  • You must have a Good Credit History
  • You must be Permanent Resident or Australian Citizen
  • You must earn a Minimum Income of $65,000

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Terms and Conditions

Fees, charges, terms and conditions apply. Always check and read the product terms and conditions before applying.

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