Latest Offers: American Express Platinum Credit Card
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American Express Express Platinum Credit Card (Australia)
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Key Features for the American Express Platinum Credit Card:
- A free Qantas domestic return flight or a night’s stay at a hotel every year.³
- $1 spent = up to 1.5 Membership Rewards™ points which do not expire as long as your Card account remains current6
- Transfer your other Credit Card balances to a competitive rate of 6.99% p.a.4 for the life of the transferred balance - subject to our interest rate policy5
- Interest rate of 19.99% p.a.7
- Platinum Priority Service 24/7
- Enjoy exceptional Card benefits for an annual Card fee of $395 p.a.
- Supplementary Cards at no additional cost
- Credit limit of up to $100,000+
Click here for more information and to apply
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| Important Information: To apply for this credit card you must to be over 18, have a good credit rating and be a permanent resident / citizen of Australia. Earn a minimum taxable income of $65,000 a year or more. |
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Terms & Conditions
*American Express credit approval criteria applies. Subject to Terms and Conditions. Fees, charges and interest rates apply and are correct as 19 June 2008 and are subject to change.
1. Insurance Products are arranged through American Express International, Inc (ABN 15 000 618 208) AFS Licence 237996. Subject to the terms, conditions and exclusions of the insurances issued by ACE Insurance Limited (ABN 23 001 642 020) AFS Licence No. 239687. A Product Disclosure Statement (PDS) is available from us upon request. You should read the appropriate PDS and consider the appropriateness of the insurance in relation to your individual requirements.
2. Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges.
3. Terms and Conditions apply. All flights are subject to availability and neither American Express nor Qantas guarantee that seats or tickets will be available on the dates or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available for redemption. Route availability is subject to change without notice. All travel is subject to the American Express Flight Offer Conditions, Qantas Fare Conditions and Qantas Conditions of Carriage. No Qantas Frequent Flyer points will be awarded for travel on these flights. Hotel night stay is subject to availability and in some instances blackout dates may apply.
4. All payments to your credit card account are applied first to any transferred balance, including transferred balances benefiting from promotional interest rates. This will result in the balances subject to a lower interest rate being paid off first. Minimum payment requirements of the card account apply to balance transfers. There are no interest free days on balance transfers.
5. Our interest policy describes how we intend to adjust credit card interest rates based on your payment history. Under this policy we intend to maintain this special low rate for the promotional period if you make your minimum payments on time.
6. Subject to the Terms and Conditions of the Membership Rewards program.
7. Interest Rates are correct as at 19 June 2008 and are subject to change, including changes under our Interest Rate Policy.
8. As long as your account remains current and in good standing. Membership Rewards program enrolment required. Membership Rewards points redemption rates are subject to the Terms and Conditions of the Membership Rewards program and are subject to changes, with or without notice. An annual fee may apply.
American Express Australia Limited (ABN 92 108 952 085) ® Registered Trademark of American Express Company.
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FULL CARD BENEFIT DETAILS
Annual Card Fee
$395 p.a.
Minimum Income Required to Apply
$100,000 p.a.+
Standard Interest Rate
19.99% p.a
Balance Transfer Rate
Save on interest charges and transfer your other credit card balances to a competitive rate of 6.99% for the life of the transferred balance.
Subject to Balance Transfer Terms and Conditions advised at the time of requesting the Balance Transfer
Interest Free Days
If you choose to pay your balance in full, you can enjoy up to 55 interest free days on purchases made with your Platinum Credit Card. This interest free credit is available depending on when the statement is issued, whether you have obtained a balance transfer, and whether you are carrying forward a balance from your previous statement period. Please note that there are no interest free days for cash advances or balance transfers.
24/7 Online Account Access
Online Services allows you to manage various aspects of your Card Account - saving you time and giving you complete control, 24 hours a day.
Emergency Card Replacement
Should your Card be lost, stolen or damaged, we can provide you with a replacement Card virtually anywhere in the world, usually within 24 hours.
Online Fraud Protection Guarantee
Shop online with confidence. You will not be held responsible for unauthorised online purchases. Provided you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Credit Card Conditions, you will not be held liable for any unauthorised charges
Cash Advance
Cash when you need it. You can make ATM withdrawals on your Credit Card at most ATMs in Australia and at over 520,000 ATMs worldwide
Withdrawal amount will be charged to your nominated account for each transaction. A transaction fee applies. Currency conversion fee is payable when a cash withdrawal is processed in a currency other than Australian dollar. The American Express Platinum Credit Card.
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