ANZ Personal Loan

ANZ Personal Loans are available for almost anything, including cars, renovations, white goods or a holiday.

ANZ's fixed rate personal loan offers competitive rates and lots of flexible repayment options with weekly, fortnightly or monthly repayments all available. This means once you begin your repayments will not change and remain exactly as you set them whatever rate changes occur in the market.

ANZ Loan Protection is available to cover payments for peace of mind should the worst occur, the cost of which can be spread out over the length of the loan.

Rates & Fees

Advertised Rate Apply Fee Annual Fee Comparison Rate
13.95% $150 $15 17.07%

Additional Rates

  • Secured / Unsecured Unsecured
  • Comparison Rate 17.07%
  • Minimum Loan Amount $5,000
  • Maximum Loan Amount $999,999
  • Rate Type Fixed

Review

Editors Review

Rating
3.5 out of 5 stars

ANZ Personal Loans come with the security of borrowing from a reputable finance insitution and with the added facility of ANZ Loan protection in a worst-case scenario.


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Terms and Conditions

1. These comparison rates are based on a $10,000 Personal Loan for a three year term. This rate is applicable for unsecured loans only.

WARNING: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate, but may influence the cost of the loan.

ViewANZ Personal Loans interest rates and Comparison Rate Scheduleonline.

2. ANZ Loan Protection is underwritten by OnePath Life Limited ABN 33 009 657 176 and QBE Insurance (Australia) Ltd ABN 78 003 191 035. Terms and Conditions apply.
Viewinsurance disclaimer and important notes.

3. The minimum redraw amount is $500. A Deferred Establishment Fee will apply if you repay your Variable Rate Loan within 12 months of the date of advance.

4. This is an estimate only. It is provided for illustrative purposes only and is based on the accuracy of information provided. It does not constitute a quote. All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions available on application. Fees and charges apply. ANZ will not store the information provided in this calculator.

* Proposed loan repayment amount does not include any fees and charges which may be payable

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