Category Home Loans
An offset mortgage account is a savings account linked to your home loan. However, the money deposited in the mortgage offset account can help to reduce the amount of interest you pay back on your home loan.
Category Home Loans
A low-doc, or low-documentation loan is an alternative to a standard home loan, in that, with a low-doc loan, alternative forms of proof of income can be used to apply.

Category Home Loans
According to the latest AFG Mortgage Index, fixed rate home loans now make up 25.4% of all new home loans. This percentage has risen consistently as a proportion of all home loans for the past eight months.
Category Home Loans
Getting a home loan can be daunting. Committing yourself to 25 or 30 years of mortgage repayments can be a scary thought, so it's important to choose the right home loan for you.
Category Home Loans
There are many reasons why you might be put off getting a home loan. House prices are too high for your budget. You haven't got a high enough credit rating to be approved.
Category Home Loans
While refinancing your home loan is not always a good idea financially, there are times when refinancing can be your best option. One of the strongest indicators that it may be a good time to refinance is if there is strong competition between lenders.