BankSAVertigo MasterCard

BankSA

Bank of South Australia's Vertigo cardoffers an amazing low 0.99% p.a. on balance transfers for 6 months - which reverts back to the standard purchase rate (many cards BT rate reverts to the cash advance rate).

The card features 55 days interest free on shopping (provided you pay your montly balances) and features MasterCard Secure Code for protection of internet transactions.

Rates & Fees

Interest Rate Balance Transfer Annual Rate Interest Free
13.24%p.a. 0.99%6 months $55 55 days

Key Features

  • 13.24% p.a. on purchases
  • 55 days interest free on purchases

Pros & Cons

Pros

  • Balance transfer rate of 0.99% p.a. for the first 6 months
  • Low standard purchase rate

Cons

  • High cash withdrawal rate (nearly all cards have this however)

Review

Editors Review

Rating
4 out of 5 stars

The long balance transfer period means you can get your existing balance paid off and get your finances back on track - alongside the low purchase rate make this a great value credit card.

Vertigo MasterCard

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Application Criteria

  • You must be at least 18 Years of Age
  • You must have a Good Credit History
  • You must be Permanent Resident or Australian Citizen
  • You must earn a Minimum Income of $15,000

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Terms and Conditions

1 The balance transfer rate is available to you when you apply for a new BankSA credit card and request at application to transfer a balance from Australian issued credit or store cards other than BankSA, St.George or Bank of Melbourne credit cards. Subsequent balance transfers that are requested after the balance transfer period above, will be charged at the standard variable purchase rate. Payments made to your credit card account will be applied as set out in the Credit Card Conditions of Use. After the stated special promotion period any outstanding balance transfer amount will attract your card's standard variable purchase rate. You can apply to transfer $200 or more, up to 95% of your new BankSA credit card available limit.

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