With a wide range of credit cards to choose from, Westpac offers benefits to attract any customer. For low rates on purchases and balance transfers, choose the Westpac Low Rate Credit Card. Westpac provides low rates on balance transfers across its credit card range, but for really special deals, choose the Singapore Airlines Gold or Platinum cards, or Earth or Earth Platinum cards.
Altitude Points can be collected on the Altitude Credit Card, the Altitude Gold Card, and the Altitude Platinum Card. Altitude Points can be used to purchase a number of exciting items just spend, collect, and choose your gift!
| Rating | Product Name | Purchases | Balance Transfer | Annual Fee | |
|---|---|---|---|---|---|
|
0%for 6 months | 3.99%6 months | $45 | Apply NowMore Info+ Shortlist | |
| The Westpac Low Rate card offers a great introductory purchase rate of 0% p.a. for 6 months with a balance transfer rate of 3.99% for 6 months which reverts to the low standard purchase rate of 13.49%. | |||||
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19.99%p.a. | 3.99%6 months | $150 | Apply NowMore Info+ Shortlist | |
| The Westpac Altitude Platinum credit card offers a signup bonus of 20,000 Altitude points and comes with extended warranty insurance, international travel insurance and purchase protection insurance. | |||||
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19.99%p.a. | 3.99%6 months | $150 | Apply NowMore Info+ Shortlist | |
| Westpac Altitude Business Gold offers 3.99% p.a. for 6 months on balance transfers and earn up to 1 altitude point for every $1 spent. | |||||
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0.00%6 months | 3.99%6 months | $0 | Apply NowMore Info+ Shortlist | |
| 0% p.a. on purchases for the first 6 months and 3.99% p.a. on balance transfers for the first 6 months^ (^with a 1% handling fee) + no annual fee first year. | |||||
|
0%for 6 months | 3.99%6 months | $0 | Apply NowMore Info+ Shortlist | |
| Westpac's 55 Day Platinum card offers $0 annual fee for the first year and 3.99% on balance transfers for the first 6 months^ (^with a 1% handling fee) and lots of platinum benefits. | |||||
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19.99%p.a. | 3.99%6 months | $100 | Apply NowMore Info+ Shortlist | |
| Receive 10,000 bonus Altitude points on your first purchase and get 2 cards (an American Express and Visa or MasterCard) to maximise your points earning. | |||||
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19.99%p.a. | 0.99%6 months | $75 | Apply NowMore Info+ Shortlist | |
| The Westpac Earth classic offers an introductory balance transfer rate of 0.99% p.a. for the first 6 months + 10,000 bonus Qantas Frequent Flyer Points. | |||||
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19.99%p.a. | 0.99%6 months | $125 | Apply NowMore Info+ Shortlist | |
| The Westpac Earth Platinum credit card with 20,000 Bonus Qantas Frequent Flyer points + enjoy 0.99% on balance transfers for 6 months. | |||||
| Company | Product Name | Maximum Rate | Base Rate | Bonus Conditions | |
|---|---|---|---|---|---|
|
4.55%3 months | 3.00% | Max rate is for the first 3 months, reverts to base rate. | Apply NowMore Info+ Shortlist | |
| The Westpac eSaver account offers a bonus 1.55% p.a. for the first 3 months with unlimited transfers to your Westpac Day-to-Day account. | |||||
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4.00%12 months | 4.00% | Max rate is for the first 12 months, reverts to base rate. | Apply NowMore Info+ Shortlist | |
| Westpac Term Deposit offers 4.00% p.a. for 12 months on balances between $5,000 and $250,000. | |||||
|
4.67%monthly* | 0.01% | Monthly bonus rate remains if depositing $50 per month | Apply NowMore Info+ Shortlist | |
| Westpac Rewards Saver has a bonus rate of 4.67% p.a. - which remains the same each month provided you deposit at least $50 per month & make no withdrawals | |||||
| Company | Product Name | Monthly Fee | Interest Rate | No Withdrawal Fees | |
|---|---|---|---|---|---|
|
$5* | 0% | at Westpac, St George, Bank of Melbourne & Bank SA ATM's | Apply NowMore Info+ Shortlist | |
| Westpac Choice offers unlimited transactions with *no monthly service fees if you deposit $2,000 or more each month and optional debit MasterCard. | |||||
| Rating | Product Name | Advertised Rate | Comparison Rate ** | Setup Fee | Fee | |
|---|---|---|---|---|---|---|
|
from 9.99%p.a | from 11.03%p.a | $250 | 120 | Apply NowMore Info+ Shortlist | |
| Want to buy your dream car? Westpac Car Loan offers a great comparison rate of 11.03% p.a. with 10% off insurance for the first year. | ||||||
|
from 14.39%p.a | from 15.41%p.a | $0 | 120 | Apply NowMore Info+ Shortlist | |
| For a limited time, get a Westpac Personal Loan and pay $0 establishment fee (normally $250) with a limit between $4,000 and $50,000. | ||||||
|
from 14.69%p.a | from 14.69%p.a | $150 | 120 | Apply NowMore Info+ Shortlist | |
| Westpac Flexi Loan offers a convenient and reusable unsecured personal loan with the ability to redraw up to your approved credit limit. | ||||||