Card Features
Card Issuer
BankwestBreeze MasterCard
This card has a great value 0% p.a. on purchases for the first 6 months. (This offer ends 29th June 2012).
As standard the Breeze MasterCard offers one of the lowest standard purchase rates in the country alongside a shopper friendly additional warranty on purchases and 3 months protection against loss, theft or accidental damage on goods purchased with the card.
You can also have 3 additional card holders for free making this usable across the family.
Rates & Fees
| Interest Rate | Balance Transfer | Annual Rate | Interest Free |
|---|---|---|---|
| 10.99%p.a. | 4.99%9 months | $49 | 55 days |
Key Features
- Low purchase rate of 10.99%
- up to 12 months free extra warranty on purchases
- 3 months loss, theft or accidental damage cover on purchases
Pros & Cons
Pros
- Great intro offer on purchases
- Low ongoing purchase rate
- Free extra product warranties
- Good cash back on pre-Christmas purchases
Cons
- There are more competitive balance transfer offers in the market
Review
Editors Review
A good card for basic spenders with a very low interest rate limiting costs on accruing interest on your unpaid balances.
Similar Cards
| Product Name | Purchases | Balance Transfer | Annual Fee | |
|---|---|---|---|---|
|
|
13.24%p.a | 0.99%6 months | $55 |
|
|
12.74%p.a | n/a | $55 |
Application Criteria
- You must be at least 18 Years of Age
- You must have a Good Credit History
- You must be Permanent Resident or Australian Citizen
- You must earn a Minimum Income of $20,000
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Important things you should know:
Lending criteria, fees and charges apply. Terms and conditions apply and are available on request. One Bankwest Breeze MasterCard per customer.
Introductory rate of 0% p.a. for 6 months on purchases and 4.99% p.a. for 9 months on balance transfers applies from the date the card is approved, regardless of when any purchase transaction or balance transfer is processed by us. After the introductory period, the standard rate will apply to balance transfers. Minimum balance transfer amount $500. Only non-Bankwest credit cards can be balance transferred to a Bankwest Breeze MasterCard. Rates are subject to change and exclude cash advances (rate of 21.99% p.a. applies). Offer ends 29th of June 2012.
MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. PayPass and Tap