Card Features
Card Issuer
BankwestZero MasterCard Platinum
The Bankwest Zero Platinum card is a great value platinum card awarded Best Transactor Credit Card by Money Magazine 2012, offering all of the usual platinum basics without any annual fee.
It currently offers 0% on purchases for the first 6 months (offer ends 29th June 2012).
The card features a concierge available 24/7, up to 3 free additional card holders and up to 55 days interest free on purchases.
Its strongest benefits are complimentary travel insurance with unlimited medical expenses, and no foreign exchange fees.
Rates & Fees
| Interest Rate | Balance Transfer | Annual Rate | Interest Free |
|---|---|---|---|
| 0.00%p.a. | 4.99%9 months | $0 | 55 days |
Key Features
- No annual fee
- 0% on purchases for 6 months (reverts to standard rate of 17.99% p.a.)
- 4.99% p.a. on balance transfers for the first 9 months
- Foreign transaction fees are waived for platinum ($2.95 saving)
- Concierge available 24/7
- International travel insurance
Pros & Cons
Pros
- Great intro offer on purchases
- Never pay an annual fee
- Free purchase protection
- Free international travel insurance
- Use the concierge for arranging travel, shopping, medical and entertainment services
- No foreign exchange fees - Bankwest waive them for platinum customers
Cons
- High standard purchase rate of 17.99% p.a
Review
Editors Review
A really great value basic Platinum card with features such as the concierge, free travel insurance and purchase protection thrown in to a no-annual fee card. If you pay off your card balance on time and are interested in paying extra for the use of a concierge and extras like travel insurance
Similar Cards
| Product Name | Purchases | Balance Transfer | Annual Fee | |
|---|---|---|---|---|
|
|
0%p.a | n/a | $149 |
|
|
19.99%p.a | 0%6 months | $0 |
Application Criteria
- You must be at least 18 Years of Age
- You must have a Good Credit History
- You must be Permanent Resident or Australian Citizen
- You must earn the Minimum Income Required
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Important things you should know:
Lending criteria, fees and charges apply. Terms and conditions apply and are available on request. All rates are subject to change. Introductory rate of 4.99% p.a. for 9 months on balance transfers applies from the date the card is approved, regardless of when any purchase transaction or balance transfer is processed by us. After the introductory period, standard rate will apply to balance transfers.Introductory balance transfer rate offer is available to new credit card customers only. Minimum balance transfer amount $500. Only non-Bankwest credit cards can be balance transferred to a Bankwest Zero MasterCard. One Bankwest Zero MasterCard per customer. Limitations and exclusions apply. See Platinum and Gold Card Complimentary Insurance and Price Guarantee Cover Policy Terms and Conditions for details. ^See Platinum Concierge Services and Conditions of Use for details. Bank of Western Australia Ltd ABN 22 050 494 454 AFSL / Australian credit licence 236872. Offer ends 29th of June 2012.
Further information about our Bankwest Zero MasterCard is outlined in our Conditions of Use and Credit Card Account Access Conditions of Use.
MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. PayPass is the trademark of MasterCard International Incorporated.
Awards won at Money magazine's 2012 Best of the Best Awards (December/January issues) based on its low standard rate and annual fee.