CitibankClear Platinum Card

Terms and Conditions

Fees and charges apply. Terms and conditions apply and are available upon request. Credit criteria apply.

1. Your total balance transfers may not exceed 95% of your credit limit. The 0% p.a. interest rate on the Citibank Clear Platinum card applies for the first six months on balances you transfer with this offer at point of application, and on all purchases and cash advances for a period of three months from the date your account is approved. Transferred balances will be repaid first. Any outstanding transferred balance or cash advance balance at the end of the promotional period will revert to the standard cash advance rate, currently 21.74% p.a. Any retail purchase transactions made during the promotional period will revert at the end of the promotional period to the standard purchase rate, currently 11.99% p.a. Offer ends 30 June 2012. To be eligible for the offer, you need to apply for the card by
30 June 2012. Current Citibank Clear Platinum Credit Cardholders are not eligible to apply for this introductory offer. Approved customers only. Interest rates are variable, subject to change and Citibank's credit criteria.
2. Subject to your acceptance, you will be billed a half-price annual fee (currently $49) in the first year. This will revert back to the full annual fee of $99 in subsequent years. There is no annual fee for Additional Citibank Clear Platinum Cards. Please allow up to 15 days to process your application subject to verification and our credit criteria. Current Citibank Cardholders are not eligible to apply for this introductory offer.
3. Citibank's Dining Program is operated by Pinpoint Pty Ltd ABN 49 002 693 656 and Zenith Wine Agencies Pty Ltd ABN 66 128 399 717 and is open to Citibank cardholders. The cardholder is entitled to receive a gift of a selected bottle of wine when using their Citibank credit or debit card to pay for their restaurant bill. Citibank Rewards Credit Cardholders, except cardholders who are enrolled in airline frequent flyer direct earn rewards programs, will also earn three bonus points for each dollar spent at participating restaurants. This offer is available only at participating Bonus Partner restaurants for dine-in customers who order a minimum of a main course and is limited to one free bottle of wine per booking. Split bills are not permitted. The free bottle of wine must be requested at the time of ordering. The free bottle of wine cannot be taken away or consumed off premises and is not available to customers selecting a degustation menu option with matching wines. The free bottle of wine specified may be out of stock or replaced. Should this occur, the restaurant will provide a similar quality bottle of wine at their discretion. Reward points are earned, allocated, redeemed, forfeited or cancelled by eligible cardholders in accordance with the Citibank Rewards Program Terms and Conditions.
4. Payment must be made using a Citibank Credit Card. Up to 25% discount on Dining and Shopping available at participating outlets. Privileges cannot be used in conjunction with any other promotional programs or offers. Citibank and the business establishment reserve the right to change the terms and conditions at any time. Refer to www.citiworldprivileges.com/au/ for up-to-date offer details.
5. International Travel Insurance is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and is subject to Terms and Conditions and exclusions available at www.citibank.com.au/complimentaryinsurance.
The Citibank Clear Platinum Card was awarded CANSTAR CANNEX 5 Star Outstanding Value in the everyday spender and the big spender categories in Credit Card Star Ratings Report June 2011.

2012 Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian Credit Licence No. 238098. Citibank, Citi and Arc Design are service marks of Citigroup Inc.