Terms, Conditions, Fees and Charges apply and are available on request.
Subject to your acceptance you will be billed an annual account fee which is currently $119 for the Primary Citibank Gold card, and $30 for an Additional Citibank Gold card.
1.The 2.9% p.a. interest rate applies only to balances transferred with this offer for a period of 12 months. Transferred balances will be repaid first. Any transactions made other than with this offer are at the standard Credit Card rate. The standard Citibank Gold credit card rate is currently 19.99%p.a, which is variable, subject to change and Citibank's credit criteria. Interest rates last updated 1/12/2008.
2.International Travel Insurance and Purchase Cover is underwritten by Zurich Australian Insurance Ltd (ABN 13 000 296 640 AFSL No. 232507) and is subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. Please refer to the Terms and Conditions sent to you at card opening for a full explanation of cover and exclusions.
3.Rewards are subject to the Citibank Rewards Terms and Conditions. Reward points are not earned on balance transfers or cash advances. Reward points never expire while the card remains open. Effective 1 April 2009 Citibank Cardholders will no longer be able to redeem Citi Reward points for Qantas Frequent Flyer points as part of the existing Citi Rewards program. Customers can continue to redeem Citi Reward points for Qantas Frequent Flyer points on the existing Citi Rewards program until 31 March 2009. A Citibank Credit Cardholder must be a member of the Qantas Frequent Flyer program to redeem Reward points for Qantas Frequent Flyer (QFF) points. A joining fee applies. Membership of the QFF program is subject to Qantas Frequent Flyer Terms and Conditions. Gold Cardholders can redeem Reward points at a rate of 1 Reward point for 1 QFF point, Silver Cardholders can redeem Reward points at a rate of 2 Reward point for 1 QFF point. All redemption requests must be in blocks of 10,000 Reward points.
4.Citibank World Privileges - payment must be made using Citibank Credit Cards. Privileges cannot be used in conjunction with any other promotional programs or offers. Citibank and the business establishment reserve the right to change the terms and conditions at any time. Refer to worldprivileges.citibank.com for up to date offer details.
5.Purchase Cover is underwritten by Zurich Australia Insurance Ltd (ABN 13 000 296 640 AFSL No. 232507) and is subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. Please refer to the Terms and Conditions sent to you at card opening for a full explanation of cover and exclusions. Please refer to the Terms and Conditions for a full explanation of cover and exclusions.
6.Actual credit limit will be assigned based on Citibank's credit criteria.
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