Citibank Ready Credit offers you an alternative to a personal loan or credit card. With this product, you have a flexible line of credit you can access anytime, anywhere.
With a rate of just 12.99% Citibank Ready Credit gives you a rate that can help you do almost anything from buying a car to renovating your home, consolidating other loans or taking a holiday
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Ready Credit offers fixed repayments at a rate that beats most credit card purchase rates and personal loan rates on the market today. The loan term is revolving, so accessing more funds is easier if you need them and you can start off with a small amount, and increase it without having to go through the whole application process all over again. Additional repayments can be made for no extra charge too, so you can get ahead on your repayments and wonât be made to pay for it with extra fees and charges.
Citibank Ready Credit could turn out to be a sensible choice for anything from major purchases or your next car to travel or holiday expenses, extending your house or renovating or merging your other loans into one.
When you have a fixed rate you will always know what your repayments need to be, and its that much easier to plan your budget around them.
** This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.