CitibankRewards - Platinum

Terms and Conditions

Fees and charges apply. Cards are offered, issued and administered by Citigroup Pty Limited. Terms and conditions apply and are available upon request. Credit Criteria apply. Subject to your acceptance you will be billed an annual account fee which is currently $199 for the Citibank Rewards Credit Card - Platinum (Platinum Card), and $90 for an additional Platinum Card. Allow up to 15 working days to process your Application subject to verification.
1. Your total balance transfers may not exceed 95% of your credit limit. The 1.9% p.a. interest rate applies to balances transferred with this offer at point of application, for a period of 15 months. The
15 month promotional period commences once balance transfer is processed. Transferred balances are repaid first during this period before annual fees which attract interest at the retail purchases rate. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the Platinum card cash advance interest rate, currently 21.74% p.a. The current Platinum card interest rate for retail purchases is 20.99% p.a. Interest rates are variable, subject to change and credit criteria. The interest rates are current as at 26 March 2012. This offer ends 30 June 2012. Current Citibank Credit Cardholders are not eligible to apply for this introductory offer.
2. This offer is not available to cardholders who enrol in airline frequent flyer direct earn rewards programs. You will earn 20,000 Citibank Reward points on first spend of your Citibank Rewards
Credit Card - Platinum. All Rewards are subject to the terms and conditions of the Citibank Rewards Program. Citibank Reward points never expire as long as your account remains open. Current Citibank Credit Cardholders are not eligible to apply for this introductory offer. Offer ends 30 June 2012.
3. Different Rewards points earn rates apply to cardholders who enrol in airline frequent flyer direct earn rewards programs. All rewards are subject to the Terms and Conditions of the Citibank Rewards Program. Cash advances do not earn Reward points. Reward points never expire while the card remains open and in good standing.
4. Bonus Points are earned on purchases made at participating Australian Bonus Partner retailers only. Bonus Points are not available to cardholders who enrol in airline frequent flyer direct earn rewards programs.
5. Citibank's Dining Program is operated by Pinpoint Pty Ltd ABN 49 002 693 656 and Zenith Wine Agencies Pty Ltd ABN 66 128 399 717 and is open to Citibank cardholders. The cardholder is entitled to receive a gift of a selected bottle of wine when using their Citibank credit or debit card to pay for their restaurant bill. Citibank Rewards Credit Cardholders, except cardholders who are enrolled in airline frequent flyer direct earn rewards programs, will also earn three bonus points for each dollar spent at participating restaurants. This offer is available only at participating Bonus Partner restaurants for dine-in customers who order a minimum of a main course and is limited to one free bottle of wine per booking. Split bills are not permitted. The free bottle of wine must be requested at the time of ordering. The free bottle of wine cannot be taken away or consumed off premises and is not available to customers selecting a degustation menu option with matching wines. The free bottle of wine specified may be out of stock or replaced. Should this occur, the restaurant will provide a similar quality bottle of wine at their discretion. Reward points are earned, allocated, redeemed, forfeited or cancelled by eligible cardholders in accordance with the Citibank Rewards Program Terms and Conditions.
6. International Travel Insurance, Transit Accident Insurance, Extended Warranty Insurance, Guaranteed Pricing Schemeand Purchase Cover Insurance are provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No.232507 and Citigroup Pty Limited, and are subject to Terms and Conditions and exclusions available at www.citibank.com.au/complimentaryinsurance. An excess applies to Purchase Cover Insurance.
7. This offer is not available to US persons and is not available to cardholders who enrol in airline frequent flyer direct earn rewards programs. To receive the additional 20,000 bonus reward points the following requirements must be met: a) Apply for a Citibank Plus account and Citibank Platinum Credit Card at the same time. b) Be approved to open both a Citibank Plus account and Citibank Platinum Credit Card. c) Activate your new Citibank Platinum Credit Card and spend within the first 30 days of receiving your card in the mail. d) Limit one offer per customer. e) Only available for single account holders. The additional 20,000 bonus reward points will be credited to your new Citibank Credit Card within eight weeks of you meeting the above requirements. If you're not approved for both a Citibank Plus account and a Citibank Credit Card, you will not be eligible for this offer. All Rewards are subject to the terms and conditions of the Citibank Rewards Program. Citibank Reward points never expire as long as your account remains open. Current Citibank Credit Cardholders are not eligible to apply for this introductory offer. Offer ends 30 June 2012.
Total balances held by a depositor with Citibank, up to an amount of $250,000 or less, will automatically access the Financial Claims Scheme. For more information go to www.apra.gov.au or call
1300 55 88 49. Citibank Plus is issued by Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098 ('Citibank'). The Terms and Conditions that apply are available on request. Before acting on this advice you should consider if it is appropriate for you particular circumstances. Further information and our dispute resolution process is available at www.citibank.com.au or by phone on 1300 137 931.
2012 Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian Credit Licence No. 238098. Citibank, Citi and Arc Design are service marks of Citigroup Inc.