Latest Offers: Citibank Silver Credit Card
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Citibank Silver MasterCard or Visa Credit Card Australia
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Key Features for the Citibank Silver Credit Card:
- A low 2.9%p.a.1 for 12 months on balance transfers
- Silver Rewards Programme
For every dollar you spend, you enjoy one reward point2 which can be redeemed for a large range of travel rewards, merchandise, gift cards or cashback on your card. In addition, your reward points never expire while the card remains open.
- Competitive annual fee of $69
- Generous credit limit up to $7,500
- 55 days interest free on purchases
- FRAUD SHIELD®
Click here for more information and to apply
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Terms & Conditions
Terms and Conditions, Fees and Charges apply and are available on request. An annual fee currently $69 for the Primary Card and $15 for an Additional Card applies. Credit Card Fees and charges apply.
1The 2.9% p.a. interest rate applies only to balances transferred with this offer for a period of 12 months. Transferred balances will be repaid first. Any transactions made other than with this offer are at the standard Credit Card rate. The standard Citibank Silver credit card rate is currently 19.99% p.a, which is variable, subject to change and Citibank's credit criteria. Interest rates last updated 01/12/2008.
2Rewards are subject to the Citibank Rewards Terms and Conditions. Reward points are not earned on balance transfers or cash advances. Reward points never expire while the card remains open.
3Citibank Take Flight® is the service which enables you to redeem Rewards points for Take Flight® Cashback, Travel Vouchers and other nominated travel Rewards offered by Citi Rewards from time to time. Take Flight® Cashback is a Cashback with the following additional conditions: In order to be eligible to redeem Reward points for Take Flight® Cashback, You must have made a travel purchase (where a flight or airline ticket is an element of that travel purchase) on Your Card within 30 days immediately before the date of your request to redeem for Take Flight® Cashback (referred to from this point as the "Travel Purchase"). The maximum amount in Take Flight® Cashback that You may redeem Reward points for is an amount equivalent to the dollar value of the Travel Purchase. For a Take Flight® Cashback Rewards claim, you must redeem the minimum number of Reward points specified by Citibank before or at the time of the redemption. You should allow up to 28 days for Your Take Flight® Cashback to be processed. The amount of any Take Flight® Cashback is set off against the outstanding balance of Your Account on Your next Statement due date.
4Purchase Cover is underwritten by Zurich Australian Insurance Ltd (ABN 13 000 296 640 AFSL No. 232507) and is subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. Please refer to the Terms and Conditions sent to you at card opening for a full explanation of cover and exclusions.
5Actual credit limit will be assigned based on Citibank credit criteria subject to confirmation that you earn a minimum of $20,000 p.a. and subject to your credit rating. Credit limit is up to $7,500 at point of initiation. Over time, credit limit may increase up to $10,000, if satisfies Citibank's credit criteria.
© 2008 Citigroup Inc ABN 88 004 325 080, AFSL 238098. Citigroup, Citibank and Arc design are registered trademarks of Citigroup Inc. and are used and registered throughout the world.
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Other features that a Citibank Silver Card provides:
Citibank World Privileges
It's your passport to exclusive upgrades, benefits and discounts at thousands of hotels, restaurants, shops and services worldwide. With everything from glorious weekends away to sumptuous dinners in Australia's finest restaurants, you'll find something to tempt you.
PhotoCard Security
Allows you to personalise your Card as an extra safeguard against unauthorised use.
Purchase Cover3
Provides insurance for most new purchases on your Citibank Credit Card. If any items are lost, stolen or damaged within three months of purchase, we'll arrange for them to be repaired, replaced, rebuilt or reinstated, free of charge, anywhere in the world.
FRAUDSHIELD®
Monitoring to warn against irregular spending.
Optional CreditShield® Plus Insurance4
If you are unable to work due to illness, accident or unemployment, CreditShield® Plus will cover your minimum monthly repayments. In the event of death or total disablement CreditShield® Plus will pay off your outstanding balance up to $20,000.
Worldwide Acceptance
Worldwide acceptance at over 22 million locations
Worldwide Customer Service
Worldwide personal customer service 24 hours a day, 7 days a week
Annual Fee
$69
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Credit Cards