- Low rate of 7.9% p.a.* for life on balance transfers†
Transfer your current personal loan to Citibank Personal Credit and reduce the interest rate to 7.9% for the life of the transfer. Stop paying high interest on your current personal loan.
- 14.99% p.a. ongoing saves you even more
Low ongoing interest rate on purchases and cash advances. Use it for everyday purchases, and you save even more. With flexibility in mind you can borrow additional money, quickly and easily with no additional paperwork up to your credit limit.
- None of the everyday transactional fees#
You'll pay no application fees, no ATM fees, no cash advance fees and no EFTPOS fees. Even more money stays in your pocket with a low annual fee of $69.
- Credit limits from $5,000-$25,000^
Use on any purchase or transfer your balances. Have the freedom to repay and re-borrow funds again and again.
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| Important Information: To apply for this loan you must to be over 18, have a good credit history and be a permanent resident / citizen of Australia. Earn a minimum taxable income of $30,000 a year, which will need to be verified by Citibank. |
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Download Application |
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Download an application form, complete the details, then simply fax or post your application. Click here to download the pdf. Good luck with your application. |
Citibank Personal Credit - Terms:
* 7.9% p.a. interest rate applies only to balances transferred with this offer.
† Balance transfers are repaid first. Transactions made other than with this offer will be subject to Citibank's standard Personal Credit rate currently 14.99% p.a., which is variable, subject to change and Citibank's credit criteria.
# Low annual fee of $69 applies. Currency conversion fee applies to transactions made in a foreign currency. Other service fees and charges including late payment fee and dishonour fees may apply.
^ The credit line of $5,000 to $25,000 is subject to Citibank credit criteria. |
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