- Low rate of 7.9% p.a.* for 12 months on balance transfers and purchases*
Transfer your current personal loan to Citibank Personal Credit and reduce the interest rate to 7.9% for 12 months of the transfer. Stop paying high interest on your current personal loan.
- 15.59% p.a. ongoing saves you even more
Low ongoing interest rate on purchases and cash advances. Use it for everyday purchases, and you save even more. With flexibility in mind you can borrow additional money, quickly and easily with no additional paperwork up to your credit limit.
- None of the everyday transactional fees#
You'll pay no application fees, no ATM fees, no cash advance fees and no EFTPOS fees. Even more money stays in your pocket with a low annual fee of $99.
- Credit limits from $5,000-$25,000^
Use on any purchase or transfer your balances. Have the freedom to repay and re-borrow funds again and again.
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| Important Information: To apply for this loan you must to be over 18, have a good credit history and be a permanent resident / citizen of Australia. Earn a minimum taxable income of $30,000 a year, which will need to be verified by Citibank. |
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Terms and Conditions, Fees and Charges apply and are available upon request.
Existing Citibank Ready Credit customers or anyone who has applied for a Citibank unsecured credit product in the last nine months are not eligible for this offer.
Allow up to 10 working days to process your application. To process your application, Citi will need to verify your identity and income. To verify your identity we will ask you to confirm details provided on your application. Please provide a contact telephone number that will be easy for us to contact you. Please notify your payroll department or accountant (if self employed) to ensure that they are willing to confirm your income details.
† Low annual fee of $99 applies.
* 7.9% p.a. introductory interest rate is available on purchases, cash advances, and balance transfers. After the twelve-month introductory period the interest rate will revert to an interest rate of 15.59% p.a. This interest rate is variable and subject to change and Citibank credit criteria.
ˆ The credit line of $5,000 to $25,000 is subject to Citibank’s credit criteria.
# Currency conversion fee applies to transactions made in a foreign currency. Other service fees and charges including late payment fee and dishonour fees may apply.
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