3 Tips for Recovering from Over-Zealous Holiday Spending - December 2008
Holiday music fills the air. Decorations greet you at every turn. You’re surrounded by can’t-miss deals and competitive shopping, all while on the hunt for the “perfect” gift for each of your friends and loved ones... more
Pre-Christmas Sales and Credit Card Offers Make the Holidays Bright - December 2008
Holiday sales can be attractive buying incentives, especially when it comes to big ticket items like electronics. However, when deals come up to a few weeks before Christmas, some shoppers may not have enough cash on-hand to take advantage, even with deep discounts... more
Woolworths Offers “Fresh” Financial Services with Credit Card Launch - September 2008
No. Woolworths isn’t a bank. However, that isn’t stopping the retail giant from joining competitors (like Coles) in the financial services industry. The company recently joined the fray with the launch of their new Everyday Money Credit Card... more
5 Tips for Secure Online Credit Card Transactions - August 2008
Are you worried about identity theft or other Internet security issues when you use your credit card to shop online? Breathe easy. The fact is that credit card transactions can be even more secure than giving your credit card information directly to an individual in person... more
Getting the Most Out of Credit Card Rewards Programs - June 2008
Free airfare, hotel rooms, cash back, discounts – they all sound like great perks when you’re being wooed by credit card companies offering credit card rewards programs, right? more
NAB Visa Mini Card - March 2008
This is a clever little idea: a credit card that dangles conveniently at one’s belt or mobile phone... more
Are credit card reward programs pointless? - March 2008
It’s a charge often levelled against the credit card reward programs offered by banks: they’re expensive, they don’t offer goods people really want or need—in short, they’re pointless... more
Password Protection for Online Shopping - March 2008
Two new services currently gaining in popularity amongst online shoppers and retailers are Verified by Visa and MasterCard SecureCode. These new systems are designed to heighten online shopping security for credit card users and merchants, and best of all, they’re both free... more
Citibank Gold - February 2008
The Citibank website refers to this as a limited time offer, however, the expiry date was not readily apparent and therefore those interested would be well advised to waste no time submitting an application.... more
American Express Blue Sky - February 2008
American Express has a special limited time offer on their Blue Sky credit card, cutting the number of points necessary to qualify for a free flight in half. Under this offer, a flight that would normally require the redemption of 16,000 points instead only requires 8,000.... more
Credit card for Christmas - October 2007
People’s financial situations tend to change over time, and so do the fees and interest rates charged by their credit card companies. Don’t hesitate to switch cards for a better deal if it’s in your best interest to do so. With the Christmas shopping season almost here, now is the best time to look around and find the best deal for your lifestyle... more
What To Look For In A Credit Card - May 2007
Common advice today is to shop around for the best credit card deal. This advice does make sense, as the number of providers, and different offers from each, seems to be growing each month as they all strive to attract your business... more
What To Do About Heavy Credit Card Debt - May 2007
Credit cards are seductive. If you're not very disciplined, you can easily find your credit card bills mounting. It doesn't make you an irresponsible person... more
Understanding the Risk - May 2007
There are a number of different risks taken by people like you in every walk of life. Even walking outside your house and crossing the street in the morning is taking a risk... more
Credit Cards for Business - May 2007
The history of the credit card is very interesting in that each decade of its existence it has been defined by something very specific... more
Filing a Credit Card Complaint - May 2007
Nobody is perfect. As people go back and forth throughout their daily lives there is always going to be the need for a way to moderate disputes... more
Credit Card Basics: The Interest Rate - April 2007
In more ways than one it has really become the way of the developed world to buy something now and pay for it later... more
Credit Card Basics: Fees - April 2007
There are a number of tools available to the savvy consumer nowadays but the one that seems to be the most popular by leaps and bounds is the credit card... more
Cash Advances and Credit Cards - March 2007
Credit cards are very versatile financial tools; especially in the hands of a savvy consumer that is able to use them with the diligence and discipline required of any kind of budget spending... more
Introduction to Credit Card Rewards - March 2007
Before the advent of the credit card the only convenient way for a consumer to get money loaned to them was to go to the bank and enter into an agreement for a traditional loan... more
The History of the Credit Card - March 2007
Credit cards become more popular each day and with the constant stream of new credit card deals and the large sales force that goes about trying to sell them it becomes really easy to see how the ever increasing popularity of credit cards comes about... more
How Credit Affects Your Chances at Getting a Credit Card - March 2007
Credit cards seem to be the height of convenience nowadays. Not only do they afford a consumer the chance to buy something now and pay for it later but in many ways carrying a credit card is a much better bet than carrying a bunch of cash... more
Pre-Approved Credit Cards - March 2007
Many articles that focus on credit or credit cards by nature will tend to discuss the issues in terms of a person with bad credit... more
The Benefits of the Interest-Free Credit Card - Jan 2007
Credit cards with interest-free periods are great tools – in the right hands. For anyone who cannot control their spending, or has a low income, these cards can be a trap... more
Using a Credit Card - Jan 2007
A credit card can be a convenient way of shopping for goods and services... more
The Benefits of a Credit Card Facility for Your Business - Jan 2007
Many businesses operate online via their websites, and this can make providing a credit card facility an excellent way of growing your business. However it does come with additional cost such as credit card issuer’s fees of around 2-3% for providing the facility... more
Travelling Overseas: Credit Cards or Traveller’s Cheques? - Jan 2007
If you are planning to travel overseas you will need to decide not only how much money you are going to take with you, but in what forms you will take your currency... more
No Annual Fee Credit Cards Exposed - Benefits and Drawbacks - Dec 2006
Annual fees are more often charged for credit cards which have good rewards programs, and this would suit someone who spends a lot on their card each month... more
Deciding which credit card is right for you - Dec 2006
There are a wide variety of choice in credit cards, and it is often difficult to find the right one. For those people that pay their monthly statement in full each month, a low interest rate is not required, but most people only make partial payments... more
Debit Cards vs Credit Cards - Dec 2006
Credit cards provide freedom to people to buy goods and services that they may not have the ready cash to buy... more
Credit Cards 101 - What are Credit Cards? - Dec 2006
A credit card is a plastic card carrying a magnetic strip on the back that is issued by a bank or business authorising the cardholder to buy goods or services on credit... more
Benefits of Using a Credit Card - Dec 2006
Credit cards can provide convenience and flexibility for people who use them in a responsible and considered way. You do not have to risk carrying large amounts of cash, when making large purchases... more
Be Cautious about Store Credit Cards - Nov 2006
Store credit cards can be an attractive method of buying from your favorite stores, especially when you do not have ready cash... more
Debt Consolidation - Feb 2006
Australian debt consolidation systems work very well both for businesses and individuals, but the right plan is often a bit difficult to find... more
Credit Cards: Plan, Review and Compare - Feb 2006
There are several forms of credit cards you can choose from, such as secured credit cards, rewards cards, low interest credit cards, no annual fee cards, airline mile cards... more
American Express Credit Cards - Feb 2006
The trusted American Express credit cards are among the most well known financial offers by this international brand. There are several advantages to using an American Express credit card when compared to their competition... more
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Credit Cards