Personal Loans
Providers
GE Money Personal Loan
GE Money offer a variety of loans options for a number of personal purposes - a holiday, education, expenses, car purchases or repairs to your car, renovations to your home, travels, weddings or even unexpected bills or debt consolidation.
The GE Personal Loans repayment terms run from 2- 7 years, for amounts from $3,000 and above. The interest rate is fixed for the length of the loan.
If you apply before 12pm then you will likely receive a decision before the end of the day. Once approved the funds can usually be transferred into a bank account you nominate by the next business day.
Early terminations fees are applicable if you pay the loan off before the fixed term, $150 if you're less than half way through, $75 if you're more than half way through. No fee is applied however if you repay in full within the last 6 months of the loan term.
You will need proof of identity documents, proof of income and proof of residency when you make an application.
Rates & Fees
| Advertised Rate | Apply Fee | Annual Fee | Comparison Rate |
|---|---|---|---|
| 13.99% | $250 | $0 | 15.00% |
Additional Rates
- Secured / Unsecured Unsecured
- Comparison Rate 15.00%
- Minimum Loan Amount $3,000
- Maximum Loan Amount $99,999,999
- Rate Type Fixed
Review
Editors Review
GE Money provide competitive rates and broad loan options to accomodate most people. They provide a number of tips and calculator to their customers in order to plan their budget. These include an online calculator and budget planning tool in order to help make clear the terms and conditions involved and make repayments successfully.
Loan Features
- No early exit penalty
- Extra repayments allowed
- 100% loan available
- Redraw facility
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TweetTerms and Conditions
*Approved customers only for loan amounts greater than $20,000. All applications are subject to lending and approval criteria. Conditions, fees and charges apply.
^Based on a secured loan of $30,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
1Settlement times may vary.
Credit provided by GE Personal Finance Pty Ltd ABN 54 008 443 810 trading as GE Money. Australian Credit Licence number 392163.