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American Express

Latest Offers: American Express Gold Card



The Gold Card is the perfect choice for service and recognition. For only $49 a year you'll enjoy a Gold Credit Card with an award winning rewards program - Choices. Earn unlimited points that never expire.



Key Features for American Express Gold Choices Card:

  • Turn your points into travel - TravelKey lets you book travel, when you want it. Pay by using your points for your choice of flights, accommodation, car hire or even cruises.
  • You can also choose to use your points to redeem shopping and entertainment.
  • American Express Selects™ is an exciting selection of year round offers and discounts.
  • Online Fraud Protection Guarantee4
  • Global Customer Service
  • You can also find out your account status instantly, with complimentary SMS or email alerts. Check your balance or payment-due date, or receive confirmation of payment – with alerts delivered to your mobile or email instantly.
  • Up to 55 days interest free5
  • Interest rate of 19.99% p.a.6


Important Information: To apply for this credit card you must to be over 18, have a good credit rating and be a permanent resident / citizen of Australia. Earn a minimum taxable income of $40,000 a year or more.
American Express Gold Card

Terms & Conditions

Applicants must be 18 years of age or over and earn a minimum income of $40,000 p.a. to apply for a Gold Choices Credit Card. American Express credit approval criteria applies. Subject to Terms and Conditions. Fees and charges apply. All Interest Rates are quoted as an Annual Percentage Rate. All information is correct as at 1 May 2008 and is subject to change. Cards are offered, issued and administered by American Express Australia Limited (ABN 92 108 952 085) ®Registered trademark of American Express Company.

1. As long as your account remains current.

2. Only available to Membership Rewards Choices enrolled Cardmembers. Membership Rewards enrolment required (an annual fee may apply). Subject to the Terms and Conditions of the Membership Rewards program. Subject to hotel, car and airline availability. Membership of the partner program is the Cardmembers responsibility and is subject to the terms and conditions of the applicable program. A joining fee may apply.

4. Provided that you notify us no later than 60 days after the date of the first statement on which the error has occurred and you have complied with your Card Conditions, you will not be held liable for unauthorised charges.

5. The number of actual interest-free days depends upon when you make a purchase, when your statement is issued, whether you have obtained a balance transfer and whether or not you are carrying forward a balance on your account from your previous statement period. There are no interest free days on cash advances.
6. Interest rates are current at published date and subject to change, including changes under our Interest Rate Policy.

** Our interest rate policy describes how we intend to adjust credit card interest rates based on your payment history. Under this policy we intend to maintain this special low rate for the promotional period if you make your minimum payments on time

Each Travelscene American Express office is independently owned and has its own travel agents licence. Please contact your local Travelscene American Express Travel Agent for full terms and conditions of each offer. Travel Agent Service Fees may apply. Travel Services provided by American Express International, Inc (ABN 15 000 618 208). Incorporated with Limited Liability in Delaware, USA. Licensed travel agent, 175 Liverpool Street, Sydney NSW. Lisence No. ACT 212/D, NSW – 2TA000113, Vic – 30233, QLD – TAG132, WA – 9TA81



American Express Membership Rewards Program:
One of the key market differentiators which make AMEX Credit Card products better than there competitors is there Rewards Program - offering two choices - Ascent and Choices. There program offers more points than most other banks' credit cards plus points are unlimited and will never expire (as long as the account is current)

Amex credit cards are accepted in more places than ever before. Card members can use their cards for everyday purchases at supermarkets, restaurants, petrol stations and most major retail outlets. The Credit Card is also accepted at travel agents, taxis, airlines, car rental companies and hotel chains.

The Gold Cards from American Express.








Card Summary Box


American Express Gold Choices Card
Purchase Rate Interest Free Cash Advances Balance Transfer Annual Fee
19.99% 55 19.99%   $49
American Express Gold  


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Reasonable efforts are made to maintain accurate information. However, information is presented without warranty. When you click on the "apply online" link you will have an opportunity to review the credit terms and conditions on the issuer's web site.

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American Express Gold Card


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