Card Features
Card Issuer
NABGold Card
The NAB Gold card features a generous balance transfer introduction rate. Its main Gold features are centred around insurance, with 7 different complimentary types of differing values.
Overseas travel insurance, interstate flight inconvenience insurance, transport accident insurance, domestic hotel burglary insurance, purchase protection insurance, extended warranty insurance and price protection insurance are all included.
Rates & Fees
| Interest Rate | Balance Transfer | Annual Rate | Interest Free |
|---|---|---|---|
| 19.74%p.a. | 1.00%12 months | $90 | 44 days |
Key Features
- Fly Buys program
- Complimentary travel insurance
- Extended warranty insurance
- Purchase protection insurance
- Free additional card holder
- Visa or MasterCard
Pros & Cons
Pros
- Long balance transfer offer
- Lots of free insurance packaged in
- Fly Buys program compatibility
Cons
- Annual fee
- $5 per 1 fly buy point
Review
Editors Review
A valuable Gold card for the security concious and insurance savvy!
Similar Cards
| Product Name | Purchases | Balance Transfer | Annual Fee | |
|---|---|---|---|---|
|
|
15.99%p.a | n/a | $79 |
Application Criteria
- You must be at least 18 Years of Age
- You must have a Good Credit History
- You must be Permanent Resident or Australian Citizen
- You must earn the Minimum Income Required
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TweetTerms and Conditions
Offer available online only.
Terms and conditions available on application. Fees and charges are payable. Approval and credit limit is subject to NABs credit assessment criteria.
A credit card offers you great flexibility and convenience. But its important to remember, like any debt, you will have to repay it. If you are unsure as to whether you will be able to manage repayments for a new credit card, then you should not consider taking up a NAB credit card at this point in time.
The Special Promotion Balance Transfer Rate must be applied for at the point of full card application. You will not receive interest free days on your purchases while you have an outstanding balance transfer. Offer only available for new approved applicants who apply by 14 December 2011. Offer is not available when closing/transferring from another NAB credit card account or in conjunction with any other NAB credit card offer. Offer is not available to NAB staff under Employees Choice.
Annual card fee subject to change. Correct as at 8 September 2011.
National Australia Bank limited has obtained the complimentary insurances applying to the NAB Gold Card under a Master Policy issued by Chubb Insurance Company of Australia Limited ABN 69 003 710 647 AFSL 239778. The benefits under these Master Policies are extended to NAB Gold Card cardholders. The terms, conditions and exclusions of the insurances are specified in the NAB Card Insurance Policy Document and may be amended from time to time. You should read the policy document carefully to ensure this cover meets your needs. The Policy Document is available at nab.com.au or by calling 1800 788 566.
Link your card to your FlyBuys membership at no additional cost. Minimum thresholds and standard FlyBuys terms and conditions apply. The FlyBuys program is operated by Loyalty Pacific Pty Ltd ABN 82 057 931 335.
Additional cardholder must be 16 years of age or older. All transactions using the additional card will be the responsibility of the primary cardholder.