Card Features
Card Issuer
NABQantas Gold Card
NAB Qantas Gold upgrades from a standard card offering more points earning and benefits with a higher annual fee.
2 cards are issued with the account - American Express and MasterCard - the American Express enables maximum point earning 2 points per $2 spent, and MasterCard 2 points per $3 spent. The account comes with free membership of the Qantas Frequent Flyer program worth $82.50 (Dec 2011).
The card also comes with 7 types of complimentary insurance relevant to purchases made with the account. Overseas travel insurance, price protection insurance, interstate flight inconvenience insurance, transport accident insurance, domestic hotel burglarry insurance, purchase protection insurance and extended warranty insurance
Rates & Fees
| Interest Rate | Balance Transfer | Annual Rate | Interest Free |
|---|---|---|---|
| 19.99%p.a. | 4.99%6 months | $145 | 44 days |
Key Features
- Balance transfer offer
- 2 points per $2 spent on American Express
- 2 cards - MasterCard and American Express
- 7 different types of insurance - all complimentary
- VIP lost card cover
- Qantas Frequent Flyer membership for free
Pros & Cons
Pros
- Good points earning on American Express up to $3000
- High monthly points cap of $10,000 per month
- Lots of complimentary insurance
- Free Qantas Frequent Flyer membership
Cons
- 2 points per $2 capped at $3,000 per month
- Points earning capped at $10,000 per month
- Annual fee
Review
Editors Review
The NAB Qantas Gold is mid range in terms of frequent flyer point earnings - used with the additional card holder it could be used for monthly expenses but isnt a useful point generator for a high earner or spender. The annual fee is worthwhile however if you make use of the extensive insurance options and the complimentary Qantas FF membership.
Similar Cards
| Product Name | Purchases | Balance Transfer | Annual Fee | |
|---|---|---|---|---|
|
|
0%p.a | n/a | $0 |
Application Criteria
- You must be at least 18 Years of Age
- You must be a Permanent Resident or Australian Citizen
- You must have a Good Credit History
- You must earn the Minimum Income of $50,000 p.a.