- A low 12.95% p.a. interest on purchases1
- 0% p.a. on balance transfers for up to 6 months2
- Up to 55 interest free days on purchases3
- Cash if you need it at 19.99% p.a.1
- Annual card fee of $494
- Get one additional cardholder at no extra cost5
- Worldwide acceptance at over 22 million locations
Apply Online for NAB Low Rate Credit Card
|
|
*Important Information
Approval is subject to NAB’s credit assessment criteria. Terms and conditions available on application. Fees and charges apply. NAB offers a range of credit cards which may not be described here. For more information, please visit nab.com.au/creditcards.
1. Purchases excludes cash advances including bills paid over the counter at a bank, financial institution or post office and for the purchase of traveller's cheques. The NAB Low Rate Visa Card (Purchase) Indicator Rate is 12.95%p.a. (as at 22 July 2008) and is subject to change. The NAB Low Rate Visa Card (Cash Advance) Indicator Rate is currently 19.99%p.a. (as at 22 July 2008) and is subject to change. See your terms and conditions for details of the application of this rate. Full details of fees and charges.
2.
0%p.a. will apply to any balance transfer amount for the period from the time the balance transfer is made to your account for six complete monthly statement periods, unless the balance transfer amounts are paid off earlier. These balance transfer amounts are designated cash advances for the purposes of the terms and conditions applicable to your credit card account. If at the end of the six month statement period applicable to any balance transfer amount any portion of that balance transfer amount is owing, that amount will attract interest at the NAB Low Rate Visa Card (Cash Advance) Indicator Rate (as advertised from time to time) then applicable to your NAB Credit Card account. This rate is currently 19.99%p.a. (as at 22 July 2008) and is subject to change. A payment to your NAB Credit Card account under this Special Promotion will be applied to the balance transfer amounts (designated cash advances) before any other cash advance or purchase amounts. The terms and conditions applicable to your credit card account set out in detail the order in which payments are applied. Please note the promotional rate of 0%p.a. for up to six months on balance transfer amounts must be applied for at the point of full credit card application. The promotional rate of 0%p.a. for up to six months on balance transfer amounts will appear separately on your NAB Credit Card statement and only applies to balance transfers from non-NAB credit card (or store) accounts. NAB reserves the right to withdraw any balance transfer invitations at its discretion.
3.
Excludes cash advances (including bills paid over the counter at a bank, financial institution or post office and for the purchase of travellers cheques). Up to 55 days interest-free on purchases if you pay your account in full by the due date each month.
4.
Annual card fee is subject to change. Correct as at 2 October 2007. View full details of fees and charges.
5.
Additional cardholder must be 16 years of age or older. All transactions using the additional card will be the responsibility of the primary cardholder. |
Credit Cards