Personal Loans
Providers
St.George Personal Loan
St George Personal loans offer fixed or variable rates and also secured or unsecured loan options. Loans are available for a variety of purposes such as a new car, holiday or debt consolidation.
Secured loans are recommended to help provide lower interest rates, and the loan can be secured on the new car itself.
Fixed rates mean some early repayments are available but are limited and may be affected by break costs. The fixed nature of the rate does provide security against a rise in interest rates.
Variable rates mean early repayment options are available which can also be accessed and re-drawn should you need them.
Rates & Fees
| Advertised Rate | Apply Fee | Annual Fee | Comparison Rate |
|---|---|---|---|
| 12.74% | $195 | $108 | 13.62% |
Additional Rates
- Secured / Unsecured Secured
- Comparison Rate 13.62%
- Minimum Loan Amount $3,000
- Maximum Loan Amount $80,000
- Rate Type Variable
Review
Editors Review
St George provide four different loan options designed to cater for different circumstances, and its worth exploring them all to suit your needs. You can apply online in 15 minutes and expect a response in 5 minutes, which is great if you want to cut the procrastination and make plans now!
Loan Features
- No early exit penalty
- Extra repayments allowed
- 100% loan available
- Redraw facility
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TweetTerms and Conditions
1 To qualify for a lower interest rate, any motor vehicle offered as security must not be more than 12 years old upon loan expiry. The vehicle used as security must be registered under the applicant's name. If the vehicle is registered in joint names, the loan application must be under joint names.
2 Subject to system availability and St.George Bank Lending criteria. Approval may take longer if application is referred for further review.
3 Redraw requests are subject to our approval.Minimum redraw amount $500 and a redraw fee applies for each approved request. Other fees and charges may be payable.
4 For new loans approved on or after 8 April 2011.
5 The comparison rate is based on a loan of $30,000 and 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.