St.GeorgePlatinum Card

St.George

The St.George Platinum card currently offers new customers the chance to transfer an existing balance over to the card and pay 3.99% p.a. on it for the first 6 months.

The card comes equipped with a Visa platinum concierge, travel insurance for the whole family (including medical) for up to 3 month trips, purchase protection insurance, extended warranty on new purchases up to 12 months, 3 additional card holders at no extra cost and 24/7 fraud monitoring on your transactions.

Rates & Fees

Interest Rate Balance Transfer Annual Rate Interest Free
15.99%p.a. 3.99%6 months $89 55 days

Key Features

  • 3.99% p,a. on balance transfers for 6 months
  • Personal concierge
  • Free overseas travel insurance for up to 3 month trips (family)
  • Purchase warranties and price protection
  • Up to 3 additional card holders free
  • Up to 55 days interest free on purchases

Pros & Cons

Pros

  • Low standard purchase rate for a Platinum card
  • Generous balance transfer offer
  • Complimentary travel (inc. medical) insurance for the family
  • Platinum concierge available to help make arrangements 24/7
  • Lots of warranty and purchase cover

Cons

  • No points earning on spends

Review

Editors Review

Rating
4 out of 5 stars

A low cost platinum card ideal for a family seeking additional value from their credit card

Terms and Conditions

1These insurance covers are issued by Zurich Australian Insurance Limited ABN 13 000 296 640 AFSL 232507. These benefits are provided to cardholders as complimentary benefits and are subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. No Westpac Group company has any liability in connection with the insurance policies. Please refer to the Gold and Platinum Credit Card Insurance Conditions of Use for a full explanation of cover and exclusions.

2The balance transfer rate is available to you when you apply for a new St.George credit card and request at application to transfer a balance from Australian issued credit or store cards other than St.George credit cards. Subsequent balance transfers that are requested after the balance transfer period above, will be charged at the standard variable purchase rate. Payments made to your credit card account will be applied as set out in the Credit Card Conditions of Use. After the stated special promotion period any outstanding balance transfer amount will attract your card's standard variable purchase rate. You can apply to transfer $200 or more, up to 95% of your new St.George credit card available limit.

Visa is a registered trademark of Visa Worldwide PTe Limited. Falcon is a registered trademark of Fair Isaac Corporation.