St.GeorgeVertigo

St.George

The Vertigo MasterCard is a low cost, low interest card from one of Australia's favourite banks. It offers a great balance transfer rate introductory period to enable new customers to switch their existing card balance over and take the opportunity to pay off their outstanding balance and get their finances back on track.

Rates & Fees

Interest Rate Balance Transfer Annual Rate Interest Free
13.24%p.a. 0.99%6 months $55 55 days

Key Features

  • Low standard purchase rate
  • Up to 55 days interest free on purchases
  • Falcon Fraud 24/7 monitoring
  • Additional card holder at no extra cost

Pros & Cons

Pros

  • Balance transfer rate of 0.99% p.a. for the first 6 months
  • Low rate on everyday purchases

Cons

  • High cash advance rate

Review

Editors Review

Rating
4.5 out of 5 stars

A good value low rate card designed for low usage on everyday purchases - hence the lack of rewards/perks.

Similar Cards

Product Name Purchases Balance Transfer Annual Fee
Low Rate Visa Card

NAB
Low Rate Visa Card

12.99%p.a 4.99%6 months $59
Vertigo

Apply for this card

Application Criteria

  • You must be at least 18 Years of Age
  • You must have a Good Credit History
  • You must be Permanent Resident or Australian Citizen
  • You must earn a Minimum Income of $15,000

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Terms and Conditions

Terms and conditions are available on application. Fees and charges apply. All applications for credit are subject to St.George's credit assessment criteria.

1. The balance transfer rate is available to you when you apply for a new St.George credit card and request an application to transfer a balance from Australian issued credit or store cards other than St.George, BankSA, and Bank of Melbourne credit cards. Subsequent balance transfers that are requested after the balance transfer period above will be charged at the standard variable purchase rate. Payments made to your credit card account will be applied as set out in the Credit Card Conditions of Use. After the stated special promotion period any outstanding balance transfer amount will attract your card's standard variable purchase rate. You can apply to transfer $200 or more, up to 95% of your new St.George credit card available limit.

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.