St George Unsecured Personal Loan Review – Compare Rates and Fees | CreditWorld

St.George Unsecured Personal Loans


1% p.a. off the annual interest rate on Unsecured Personal Loans. Offer ends 13 September 2018. Offer is open to single and joint applications. Whether you're taking control of your finances, planning a special event, or making a large purchase, a St.George Unsecured Personal Loan may be the right solution. With a St.George Unsecured Personal Loan you can choose between a fixed or variable rate.


Interest Rate - Fixed
12.99 % p.a.

Interest Rate - Variable
12.99 % p.a.
Establishment Fee
$195
Monthly Service Fee
$12

1% p.a. off the annual interest rate on Unsecured Personal Loans

Offer ends 13 September 2018. Offer is open to single and joint applications. Fixed rate loans allows for set repayments for simpler budgeting. Varible rate loans lets you pay your loan off sooner with fewer fees.

  • Interest Rate - Fixed
    12.99% p.a.
  • Comparison Rate - Fixed
    14.06% p.a.^
  • Interest Rate - Variable
    12.99% p.a.
  • Comparison Rate - Variable
    14.06% p.a.^
  • Establishment Fee
    $195
  • Early repayment fee
    $150 + break costs apply on fixed loans
  • Monthly Service Fee
    $12
  • Missed Payment Fee
    $9
  • Declined direct debit fee
    $9


Secure online application


  • Clicking the Apply Now button will take you to your Online Application on the bank's website.
  • Your application will take less than 10 minutes to complete

Some Benefits of St.George Unsecured Personal Loans

  • 1% p.a. off the annual interest rate on Unsecured Personal Loans

    Offer ends 13 September 2018. Offer is open to single and joint applications.

  • Choose between a fixed rate or variable rate

    Fixed rate loans allows for set repayments for simpler budgeting. Varible rate loans lets you pay your loan off sooner with fewer fees.

  • Borrow between $3,000 and $40,000

    No need to use your home, car or other assets as security

  • Redraw facility on variable rate loans

    Redraw a minimum of $500 from your loan amount if you need to, provided you’re at least $500 ahead on your repayments.

  • Loan terms

    Choose your term: 1 to 7 years (up to 5 years for a fixed rate loan) and make weekly, fortnightly or monthly repayments.

  • Make extra repayments with a variable rate loan

    Manage your loan and track repayments online or through your mobile banking app.

Other Pros

  • 1% p.a. off the annual interest rate on Unsecured Personal Loans. Offer ends 13 September 2018. Offer is open to single and joint applications.
  • A fixed interest rate of 12.99% p.a. (comparison rate of 14.06 p.a.^) available for new loans only
  • A variable interest rate of 12.99% p.a. (comparison rate of 14.06 p.a.^) available for new loans only

Cons

  • $150 Early repayment fee if you fully repay the loan within the first 12 months (you will also have to pay break costs on early repayment of a fixed rate loan)
  • $100 Early repayment fee if you fully repay the loan after the first 12 months and before the end of the loan term (you will also have to pay break costs on early repayment of a fixed rate loan)

St.George Unsecured
Personal Loans

How to apply for a St.George Unsecured Personal Loan

If you are interested in applying for a St.George Unsecured Personal Loan, then it is as easy as clicking the 'apply now' button to be redirected to the online application form. Take a look at the application criteria and what you will need to apply:



Application criteria

Make sure you meet the following criteria before you apply:

  • Aged 18 years or over
  • Regular permanent income
  • You need to be a permanent resident of Australia

Required information

  • Identification
  • Financial information, including details of your existing financial commitments
  • Income and employment details

If this loan sounds like it is right for you, hit the 'apply now' button to get the application process started.

St.George Unsecured Personal Loans