Card Features
Card Issuer
WestpacSingapore Airlines Platinum
The Westpac Singapore Airlines Platinum credit card offers 10,000 Bonus KrisFlyer miles on your first purchase with an introductory balance transfer rate of 0.99% p.a. for the first 6 months.
This credit card offers 2 cards linked to 1 account to maximise your points earning. You recieve 1.5 KrisFlyer miles for every $1 spent using yoru American Express, 0.5 KrisFlyer mile for every $1 spent in Australia and 1.5 KrisFlyer outside of Australia with your Visa card.
Rates & Fees
| Interest Rate | Balance Transfer | Annual Rate | Interest Free |
|---|---|---|---|
| 19.49%p.a. | 0.99%6 months | $250 | 55 days |
Key Features
- Receive 10,000 KrisFlyer miles after your first purchase using either of your Card
- Earn up to 1.5 KrisFlyer miles for every $1 that you spent
- Two cards linked to 1 account allowing you to maximise your points earning
- Complimentary insurance covers including; Overseas Travel, Purchase Security and Extended Warranty Insurance
Pros & Cons
Pros
- 0.99% p.a. on balance transfers for the first 6 months
- 10,000 Bonus KrisFlyer miles on your first purchase
- Complimentary insurance covers including; Overseas Travel, Purchase Security and Extended Warranty Insurance
Cons
- High purchase rate of 19.49% p.a.
- Cash advance rate of 20.74% p.a.
- Balance transfer rate reverts to purcahse rate
Application Criteria
- You must be at least 18 Years of Age
- You must be a Permanent Resident or Australian Citizen
- You must have a Good Credit History
- You must earn the Minimum Income of $35,000 p.a.
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TweetTerms and Conditions
Information current as at 15 March 2011. Important: Customers with Westpac packaged or switched credit cards or Westpac Group Employees are not eligible for the bonus KrisFlyer Miles offer or the special balance transfer offer. Credit card applications are subject to Westpac's normal lending criteria. Fees and charges are payable. Terms and conditions are available upon request or on westpac.com.au. These may be varied or new terms and conditions introduced in the future. Singapore Airlines Westpac Platinum Cards are issued by Westpac Banking Corporation. Information about a third party's products or services is provided for convenience only and does not represent an endorsement by Westpac of the products and services. While such material is published with permission, Westpac Banking Corporation accepts no responsibility for its accuracy or completeness.
1. If you are eligible, usually within 45 days of your first eligible purchase transaction using your Singapore Airlines Westpac Platinum cards, the 10,000 KrisFlyer promotional miles will be transferred by Westpac to Singapore Airlines for crediting to your KrisFlyer account. If Westpac does not hold your valid KrisFlyer membership number, these miles will be transferred to your KrisFlyer account usually within 45 days of you providing this number to Westpac. Transfer of miles is subject to the Singapore Airlines Westpac Platinum Credit Cards Conditions of Use (PDF 478KB) Important Notice Important changes to Singapore Airlines Westpac Platinum Credit Cards Conditions of Use (PDF 187KB)
2. This promotional rate is available to customers who are applying for Singapore Airlines Westpac Platinum card and request at application, to transfer the balance(s) from non-Westpac credit card(s), charge card(s) or store card(s). This promotion is only available at point of application. Subsequent balance transfers will be charged at the standard purchase interest rate currently 19.49% p.a. and will be treated as purchases with no interest free days applying to them. Payments you make are first applied to any balance transfer amounts attracting the promotional interest rate before to any other purchase or cash advance balance, so the balance attracting the promotional rate will be paid off first.
3.The Singapore Airlines Westpac Platinum Credit Cards Concierge Service Terms and Conditions (PDF 686KB)apply.
4. Annual fee is subject to change.
5. The earning of KrisFlyer miles through the use of Singapore Airlines Westpac Platinum credit cards and the transfer of miles to your KrisFlyer membership account are subject to the Singapore Airlines Westpac Platinum Credit Cards Conditions of Use (PDF 478KB). Miles are earned on eligible purchases only and are not earned on cash advances. Miles are not earned or transferred in certain circumstances refer to your Cards Conditions of Use. You must be a member of the KrisFlyer programme to earn and redeem miles in accordance with the Terms and Conditions of the KrisFlyer programme. For more information on the KrisFlyer programme, visit krisflyer.com. Refer to singaporeair.com for terms and conditions that apply to redeeming your miles for selected award tickets and flights. Double miles are only earned when Singapore Airlines tickets are purchased online for travel originating from the issuance place of your American Express Singapore Airlines KrisFlyer Gold Credit Card. The number of double miles earned will be based on the purchase value of the ticket and not the actual distance flown. Purchase of SilkAir tickets is not eligible for double miles.
6. The range of insurance covers are issued by Zurich Australian Insurance Limited ABN 13 000 296 640 AFSL 232507 to Westpac Banking Corporation under separate Master Policies under which Zurich is liable for the separate risks insured. The benefits of the insurance are extended to Westpac's cardholders (as third party beneficiaries) as complimentary benefits. The selected cover is subject to the terms, conditions and exclusions of each policy. No Westpac Group Company has any liability in connection with the policies. More details and policy wording may be obtained by calling 1300 661 324 or by selecting Singapore Airlines Westpac Platinum Credit Card Insurance Policy (PDF 343KB).
7. The Product Disclosure Statement (PDS)