St.George Car Loans

A St George secured personal loan uses your car as security, so you can enjoy a lower interest rate.

Interest Rate
8.49 % p.a.
fixed rate. Comparison rate of 9.60% p.a.

12.74% p.a.
variable rate. Comparison rate of 13.81% p.a.
Establishment Fee
Monthly Service Fee

A great fixed interest rate of 8.49% p.a. (comparison rate 9.60% p.a.)^

Offer your car as security and borrow up to $80,000 at a lower interest rate

  • Interest Rate - fixed
    8.49% p.a. Comparison Rate of 9.60% p.a.^
  • Interest Rate - variable
    12.74% p.a. Comparison Rate of 13.81% p.a.^
  • Establishment Fee
  • Early repayment fee
    $150 (if you fully repay the loan within the first 12 months)
  • Monthly Service Fee
  • Missed Payment Fee
  • Declined direct debit fee

Secure online application

  • Clicking the Apply Now button will take you to your Online Application on the bank's website.
  • Your application will take less than 10 minutes to complete

Some Benefits of St. George Car Loans

  • $195 establishment fee

    Establishment fee of $195 is added to your loan amount

  • Choose a fixed rate or variable rate loan

    Fixed interest rate from 8.49% p.a. (9.60% p.a. comparison rate)^ and variable interest rate from 12.74% p.a. (13.81% p.a. comparison rate)^

  • Borrow between $3,000 and $80,000

    Borrow between $3,000 and $80,000 for a new or used car, which is used as security for the loan (conditions apply)

  • Choose your loan term

    1 to 7 years for variable interest rate loans. 1 to 5 years for fixed interest rate loans. Choose your repayment frequency- weekly, fortnightly or monthly

Other Pros

  • Choose between a fixed or variable rate loan
  • Borrow between $3,000 and $80,000 for a new or used car


  • $150 Early repayment fee if you fully repay the loan within the first 12 months
  • $12 monthly service fee

St George Car Loans

Apply now

How to apply for a St.George Car Loan

If you are interested in applying for a St.George Car Loan, then it is as easy as clicking the 'apply now' button to be redirected to the online application form. Take a look at the application criteria and what you will need to apply:

Application criteria

Make sure you meet the following criteria before you apply:

  • Aged 18 years or over
  • Regular permanent income
  • You need to be a permanent resident of Australia

Required information

  • Identification
  • Financial information, including details of your existing financial commitments
  • Income and employment details

If this loan sounds like it is right for you, hit the 'apply now' button to get the application process started.

St George Car Loans